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Payment methods

Last update: 25.11.2021

We strongly recommend that you study ALL payment methods to choose the best one for yourself.

Always check the up-to-date info in your Mediacube Pay account when you withdraw money or add a payment method. You can also find relevant info on this page.

We make payments to e-wallets of the following payment systems: Capitalist, PayPal, QIWI Wallet, Payoneer, YooMoney, WebMoney, pay to bank cards, make wire-transfers via Payoneer and TransferWise, transfer to mobile carriers and pay to Bitcoin and Tether cryptocurrencies. Features of each payment method:

1) Capitalist

Payment system for individuals and businesses. Add a payment method using the Capitalist account number, register on the website.
Main advantages: 

  • free transfers within the system

  • Capitalist has a single account from which you can make payments to e-wallets, bank accounts, and plastic cards.

The minimum threshold is $0.01. The commission is 0%.

Payments are only in US dollars.

Please note that the commission from received payments from bank cards of Russian residents: from 4.5%, for non-residents: 5.5%.


2) YooMoney (former Yandex.Money)

Single-currency e-wallet. Add a payment method to your Mediacube Pay profile-by wallet number (from 11 to 20 digits). 

Main advantages: 

  • cash withdrawal without commission for confirmed cards up to ₽10,000 per month, for over ₽10,000 the commission is 3%, but not less than 100 rubles

  • points and cash-back for online purchases

  • a free virtual card for payments via NFC devices

  • issuance of a plastic card worth ₽199 for three years of use

  • transfer between wallets in the mobile app happens without the commission. On the website the commission is 0.5%, the commission for transfer to a bank card is 3% + ₽45.

The minimum threshold is $0.01, and the maximum per transaction is $230. The commission is 3,9%, registration via social networks or an existing Yandex account.

Please note: YooMoney is working exclusively with the Russian ruble, you can only withdraw cash from Sberbank's ATMs. The system is focused on transactions within its limits, it is not profitable to cash out money. The commission for withdrawing funds to a bank card (45 ₽+3%) or withdrawing via an ATM (100 ₽ + 3%) is higher than for other services.


3) QIWI Wallet

An electronic wallet with its own currency, which is equivalent to the Russian ruble. Add a payment method to your Mediacube Pay profile by phone number in international format. 

Main advantages: 

  • you can add a Qiwi card to pay for Apple Pay

  • cash-back for online purchases

  • the ability to make a large number of payments online and abroad

  • if there is no Internet, as an option, transactions are carried out via SMS 

  • you can also open a QIWI Bank card with a single balance with your wallet.

The minimum withdrawal threshold is $2.00, and the maximum per transaction is $200.

The commission is 3%, registration is done via mobile phone number.

IMPORTANT! The QIWI e-wallet number must be entered in an international format, such as 7(999)111-11-11 or 380(66) 111-11-11 (without the "+" sign at the beginning).

Please note that Qiwi is not well integrated with other payment systems and does not cooperate with Sberbank.

4) Payments to a Visa/Mastercard/Union Pay Bank card (Capitalist, Paymaster24)

Unfortunately, due to some technical reasons beyond our control, payments to VISA cards are temporarily available to users from Russia, Ukraine, Kazakhstan only (in national currency). Payments to MasterCard are available as before.

Transfers are made only to bank cards: Visa/MasterCard/Union Pay. By choosing the "Pay to card" method, you risk getting additional commissions and conversions. Study carefully all the available payment methods, you may find something more suitable.

The commission for withdrawing money to MasterCard bank cards in all countries (except Russia, Ukraine and Kazakhstan, see below) is 2.5% + 4 USD.  The minimum payout threshold for funds is 14.25 USD, for loans - 15 USD, and the maximum is 2,000 USD. 

If the card currency does not match the transfer currency, the conversion will be made at the exchange rate of the issuing bank of the recipient's card.

The term for crediting payments is from 1 to 5 business days.

Limit for cards issued by Russian banks (VISA/MasterCard/MIR): the minimum payout threshold is 2$, the maximum payout threshold is 1300$. The withdrawal limit for a month is 20 500$. The transfer currency is the Russian ruble. In case of using USD card of a Russian bank, please LET US KNOW IN ADVANCE (by contacting your manager or support). 

The limit applies to 1 card, not to the recipient in general.

At the moment, the commission for cards in RUB, issued in Russia, is 3,9% + 35 RUB for all the transactions regardless of the withdrawal amount. 

To withdraw money to cards issued by Russian banks, choose the Transfer to card (Russia) Capitalist payment method.

The commission for withdrawal to currency cards issued in Russia, Kazakhstan, Ukraine is 4% + 4 USD/EUR. Payments in dollars are possible only to MasterCard.
For bank cards  in UAH issued by Ukrainian banks, the transfer fee is 3%.
For bank cards in Tenge issued by banks of Kazakhstan, the transfer fee is 3% + 0.8 USD.

ATTENTION! By choosing the "Pay to card" method, you risk getting additional commissions and conversions. Study carefully all the available payment methods, you may find something more suitable.

IMPORTANT!

  1. Transfers are made only to bank cards: Visa/MasterCard/Union Pay.

  2. Transfers to bank cards of the following countries aren't available: Morocco, Uganda, Pakistan, Cuba, Iran, North Korea, Sudan and Syria, USA, Canada, Latin America, Sri Lanka, Caribbean Countries, as well as transfers to Crimea.

5) PayPal (Hyperwallet)

The largest electronic payment system, add to the Mediacube Pay profile - by e-mail to which the PayPal account is registered.

Main advantages:

  • refunds for online purchases (subject to cooperation between the online store and the payment system. For example, AliExpress, eBay)

  • the ability to make a large number of payments online

  • тo commission is charged for withdrawing funds from the PayPal balance to a local bank account's confirmed card. However, some banks may charge a transfer fee.

In Mediacube Pay, you can transfer money to PayPal via Hyperwallet provider, a platform for fast, accessible, and safe money transfers worldwide. If you want to receive money via PayPal, you don’t have to sign up for Hyperwallet.

We only pay money to PayPal in US dollars.

The minimum payout threshold: $10.
The maximum payout threshold: $100 000.
The commission: 2%, but no more than 22 USD per transaction.

Residents of Russia cannot transfer money or make payments within the country. Only receive money from abroad, send it there, or pay for goods. You can only withdraw money in RUB.

Attention for owners of the Company profiles in Mediacube Pay! The Company profiles must be filled fully. Also, an employee who adds a payment method must comply with the HW rules: the employee must be over 18 and fill the primary legal info section with their own - individual - data in their profile.

6) Payoneer

A payment system that provides financial services and online money transfers.  

Main advantages: 

  • free transfers within the system

  • the ability to withdraw money from most ATMs with the MasterCard logo in USD or national currency. If the ATM supports USD, you can do it in USD, otherwise - in the national currency

  • linking your wallet to a bank account or Payoneer card, favorable rates and low fees for cash withdrawals: $3.15 for CIS countries (plus, sometimes, bank fees)

The minimum amount is $20, there is no upper threshold. The commission (fixed) is 3 USD. Whether the withdrawal amount is $ 20 or $1,500. Registration by e-mail.

7) Bank transfer via TransferWise (registration in TranserWise is NOT REQUIRED)

Not available for users from the Russian Federation.

Type of electronic bank transfer. Such transfers are often referred to simply as wires. In these cases, payments are sent directly from one bank to another via the SWIFT network. This is one of the safest and most convenient ways, but it does not have a single commission and transfer speed. It all depends on the country, banks, and currency. Using WireTransfer, it is convenient to transfer large amounts, as often the commission is fixed. 

The payment period is up to 7 days. 

There are three participants in the process of sending wire transfers:
- sender
- intermediary (provider). It is a bank or payment system.
- recipient.

In Mediacube Pay, you can request a wire transfer using the TransferWise provider. TransferWise is an international online transfer system that allows you to make transfers with much lower fees compared to bank transfers.

The commission: when withdrawing from $300 to $10,000 there's a fixed commission of $50. When over $10,000 there's a fixed commission of $100.

8) Bank Transfer (Hyperwallet)

Wire Transfer is a type of electronic Bank transfer. Such transfers are often referred to simply as wires. In these cases, payments are sent directly from one Bank to another through the SWIFT network. It is one of the safest and most convenient ways, but it does not have a single commission and transfer speed. It all depends on the country, banks and currency. It is especially convenient to transfer large amounts using WireTransfer, as quite often the commission is fixed. The payment period is up to 7 days.

There are three participants in the process of sending wire transfers:
- sender
- mediator (provider). It is a bank or payment system
- receiver

A bank transfer can be made via Hyperwallet provider. It's a platform for fast, accessible, and safe money transfers worldwide.

Commission: 50$ – fixed for users of all countries.
Minimum threshold: 100$.
Maximum threshold: 100 000$.

The connection requirements vary depending on the partner bank, and additional bank approval may be required.

Attention for owners of the Company profiles in Mediacube Pay! The Company profiles must be filled fully. Also, an employee who adds a payment method must comply with the HW rules: the employee must be over 18 and fill the primary legal info section with their own - individual - data in their profile.

9) Bank transfer via Payoneer (registration in Payoneer is NOT REQUIRED)

WireTransfer is type of electronic bank transfer. Such transfers are often referred to simply as wires. In these cases, payments are sent directly from one bank to another via the SWIFT network. This is one of the safest and most convenient ways, but it does not have a single commission and transfer speed. It all depends on the country, banks, and currency. Using WireTransfer, it is convenient to transfer large amounts, as often the commission is fixed. 

The payment period is up to 7 days. 

There are three participants in the process of sending wire transfers: 

- sender
- intermediary (provider). It is a bank or payment system.
- recipient.

In Mediacube Pay, you can request a wire transfer using the Payoneer provider. Payoneer is a payment system that provides financial services and online money transfers.

The minimum threshold is $50.

The commission for withdrawals up to$ 500 is 5%. From $500 to $1,000: $25+3% of the amount exceeding $500. From $1,000: $40+1% of the amount exceeding $1,000.

When adding a payment method and entering requisites, you must indicate the name of the correspondent bank (intermediary bank). Intermediary banks are listed on the official website of the bank to which the transfer is made. Please note that there is a different correspondent bank for each currency.

10) Webmoney 

The minimum threshold is $0.01, and the maximum is $50,000.

International payment system, where the unit of measurement is the WebMoney title sign. They are stored in wallets that are equivalent to different currencies (dollars, euros, rubles, etc.). To add a payment method, you need to enter the number of your WMZ purse. That is a wallet where funds are equivalent to USD. The main advantages: the ability to make a large number of payments online, the system of crediting users.

The commission for withdrawing funds to WebMoney is 2%.

11) Bitcoin (BTC) и Tether (USDT) cryptocurrencies payments 

Min. commission for transferring to Bitcoin - 0,002 BTC.
Min. commission for transferring to Tether depends on the used standard: TRC20 or ERC20. 

  • ERC20 - the minimum threshold is $17. The commission is 0.25% but not less than 50 USDT. The commission for converting from USD to USDT is 4%. 

  • TRC20 - the minimum threshold is $4. The commission is 0.25% but not less than 2 USDT. The commission for converting from USD to USDT is 4%.

For the relevant rate of cryptocurrency exchange contact our customer support.

12) Various cryptocurrencies payments (AdvCash transfer provider)

Bitcoin (BTC)

Adding a payment method to the Mediacube Pay profile is via the wallet address. BTC's main advantages:

+ fast transfers from account to account
+ high level of protection
+ ability to convert to local currency using special services
+ good p2p (transfers to other users) communication (excluding correspondent banks)

No one can interfere with the management of accounts, Bitcoin has no emission, it is impossible to withdraw transactions, the account cannot be frozen, the transaction cannot be canceled.

Min. threshold: $200.
Commission: the exact commission for this payment method is formed on the partner's side, you can view it after entering the withdrawal amount.
Rate: payments are made at the current exchange rate on the day of the payment request; the rate is reflected when you request the payment. If you don't see the rate - contact our support team support@mediacube.co

Bitcoin Cash (BCH)

Bitcoin and Bitcoin Cash are two different cryptocurrencies. Bitcoin Cash was created by a part of the Bitcoin team, but it works differently, though the titles are similar. Bitcoin Cash has faster transactions and a lower transfer cost.

Min. threshold: $50.
Commission: the exact commission for this payment method is formed on the partner's side, you can view it after entering the withdrawal amount.
Rate: payments are made at the current exchange rate on the day of the payment request; the rate is reflected when you request the payment. If you don't see the rate - contact our support team support@mediacube.co

Litecoin (LTC)

A cryptocurrency with cheap payments around the world. Litecoin is one of the leaders in the market, and it is designed to complement Bitcoin, not compete with it. The advatanges:

+ high speed and security (transactions are 4 times faster than Bitcoin due to the higher transaction processing throughput, so it's difficult for hackers to organize an attack)
+ transactions are several times cheaper compared to Bitcoin (3-5 times)

Min. threshold: $100.
Commission: the exact commission for this payment method is formed on the partner's side, you can view it after entering the withdrawal amount.
Rate: payments are made at the current exchange rate on the day of the payment request; the rate is reflected when you request the payment. If you don't see the rate - contact our support team support@mediacube.co

Ripple (XRP)

Ripple is a digital currency, one of the market leaders. Its main feature is an ultra-fast payment system that works according to its own protocol. Payments are processed automatically without intermediaries. Ripple processes 1,500 transactions per second, while Bitcoin – 7, Ethereum – 15, and Visa and MasterCard – about 20,000. It takes about 4 seconds to confirm a transaction in the system, and cross-currency transactions take 3-5 minutes. For each operation in Ripple, the user pays 0.00001 XRP, and the cost of 1 XRP does not rise above 1 USD. The commission exists primarily to protect the network from spam transactions. 

Min. threshold: $100.
Commission: the exact commission for this payment method is formed on the partner's side, you can view it after entering the withdrawal amount.
Rate: payments are made at the current exchange rate on the day of the payment request; the rate is reflected when you request the payment. If you don't see the rate - contact our support team support@mediacube.co

Ethereum (ETH)

The Ethereum cryptocurrency is among the market leaders, usually right after Bitcoin. Ethereum is also a platform for creating decentralized applications based on the blockchain. So, with the help of the smart contract system, users can make purchases, exchanges, register transactions, and sell services without the participation of intermediaries (no standard legal procedures). For each transaction, when the transaction is closed, a commission is charged in the Ether cryptocurrency. The commission of the system, as a rule, depends on the number of users and their transactions.

Min. threshold: $150.
Commission: the exact commission for this payment method is formed on the partner's side, you can view it after entering the withdrawal amount.
Rate: payments are made at the current exchange rate on the day of the payment request; the rate is reflected when you request the payment. If you don't see the rate - contact our support team support@mediacube.co

Zcash (ZEC)

The payment system and the payment unit of the same name. The main feature of the cryptocurrency is the complete anonymity of transaction participants and the network as a whole. Users can make direct transfers between themselves and no one will know the details of by whom and how much was transferred. Meanwhile, the sender can make a note that only the recipient will see. Unlike other cryptocurrencies, all transfer data is completely deleted without being saved anywhere. Zcash supports multi-signature transactions: the transfer of funds will require the approval of two or more parties.

Min. threshold: $50.
Commission: the exact commission for this payment method is formed on the partner's side, you can view it after entering the withdrawal amount.
Rate: payments are made at the current exchange rate on the day of the payment request; the rate is reflected when you request the payment. If you don't see the rate - contact our support team support@mediacube.co

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